AnnualCreditReport.com is the official website where you can access your free credit reports from the three major credit reporting agencies: Equifax, Experian, and TransUnion. This website is maintained by Central Source, LLC. Central Source, LLC is sponsored by Equifax, Experian and TransUnion so you have a single site where you can ask for all three of your free credit reports.

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Caution: There are look a like websites or spam sites with similar names or domains so you must be extremely careful on such sites. Visit the right website AnnualCreditReport.com

Key points about the site:

  • Free Reports: You’re entitled to one free credit report from each agency every 12 months.
  • COVID-19 Adjustment: As of recent years, free weekly credit reports have been temporarily offered, though it’s best to check the website for the most current policy.
  • Safe and Secure: This site is authorized by the federal government and adheres to strict security standards.

To get your credit report:

  1. Visit AnnualCreditReport.com.
  2. Click on “Request your free credit reports.”
  3. Fill out the required information, including personal details like your Social Security number.
  4. Select the reports you wish to view and follow the instructions to access them.