AnnualCreditReport.com is the official website where you can access your free credit reports from the three major credit reporting agencies: Equifax, Experian, and TransUnion. This website is maintained by Central Source, LLC. Central Source, LLC is sponsored by Equifax, Experian and TransUnion so you have a single site where you can ask for all three of your free credit reports.
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Caution: There are look a like websites or spam sites with similar names or domains so you must be extremely careful on such sites. Visit the right website AnnualCreditReport.com
Key points about the site:
- Free Reports: You’re entitled to one free credit report from each agency every 12 months.
- COVID-19 Adjustment: As of recent years, free weekly credit reports have been temporarily offered, though it’s best to check the website for the most current policy.
- Safe and Secure: This site is authorized by the federal government and adheres to strict security standards.
To get your credit report:
- Visit AnnualCreditReport.com.
- Click on “Request your free credit reports.”
- Fill out the required information, including personal details like your Social Security number.
- Select the reports you wish to view and follow the instructions to access them.